Helb Support

Alupe University College through Higher Education Loans Board is a state agency under The Ministry Of Education to help you pay for university. 

For more information visit https://www.helb.co.ke/

Government Support

Use of HELB loans and bursaries

Students are advised to exercise financial discipline and desist from diverting HELB funds for other uses as the loan is designated to be used for the following:

  1. Tuition
  2. Books and stationery
  3.  Accommodation and subsistence.

Student loan repayment

When to start paying back the loan

TVET and Undergraduate Loans are due for repayment upon completion of studies. The Board may offer one financial year moratorium or recall the loan whichever is earlier. However, one can make voluntary payments which will reduce his/her balance in good time. Postgraduate loans and Undergraduate loans for salaried students are required to be serviced immediately upon disbursement of the loans. It is important to read the loan agreement form as certain loan schemes have specific terms and conditions.

Interest and other charges

The Government of Kenya subsidises the actual cost of interest on student loans, the rate of interest charged is relatively lower as compared to commercial loans. This interest is indicated on the loan agreement form. Other charges include:

  • Ledger (Administrative) Fee
  • Penalties charged for non-repayment of student loan
  • Insurance for specific loan products


HELB awards partial scholarships to Kenyans pursuing postgraduate programmes (Masters or Doctoral) in local Public or Private Universities recognized by the Commission for University Education [CUE]. The value of the scholarship award is Kshs.200,000 and Kshs.450,000 for Masters and PhD programmes respectively, tenable for 2 years in respect of the Master’s Programme  and 3 years for the PhD.

  • Letter of Admission into a full or part time program
  • Minimum of Second Class Upper Division.
  • Reporting for 1st year of study
  • Preference will be given to applicants undertaking Science, Technology, Engineering and Mathematics and programmes which will directly contribute to the “Big Four Agenda”
  • If HELB loan beneficiary, the applicant MUST be repaying his/her loan or has cleared the same

Deputy Principal-ARSA on Helb Loan

Please note that the fees is payable at the beginning of every year or at the beginning of every semester. NO student shall be registered in the University without paying fees. Kenyan students who are unable to raise fees from their families or other sources are advised to apply for a loan from the Higher Education Loans Board. Interested applicants may download HELB LOAN APPLICATION FORMS from HELB Website www.helb.co.ke.